Home, apartment, independent houses are the subject matter of Home Insurance and Insurance Policy provides cover for loss or damage due to fire and perils. The content, valuables and personal belongings, precious items, jewellery, diamonds, portable display items of home are insured in the policy. Theft or attempted theft and burglary are another extension available while designing a Home Insurance policy.
Additional expansions under Home Insurance:
- Your legal liability to the public as owner of the property.
- Your legal liability towards servants, or domestic helpers.
- Death or accidental disability to your domestic helper while on domestic work.
- Your legal liability towards land lord if you have occupied rented house.